Medicare can be like a minefield, and you need to be careful where you step!

2022 Medicare & Medicare Supplement Overview (docx)

2022 Part B IRMAA Surcharge (docx)

2022 Part D IRMAA Surcharges (docx)

Surcharge Relief Overview IRMAA (docx)

Employer Form Proving Credible Coverage to Avoid Late Enrollment Penalty (pdf)

Form to apply for IRMAA Surcharge Relief (pdf)

2022 Aetna Medicare Supplemnet Application for Pennsylvania (pdf)

2022 New Jersey Application Aetna Medicare Supplement (pdf)

Medicare Part B Application (pdf)

Medicare Advantage vs Medi-Gap (docx)

Understanding Medicare Part D Rx plans by Rick Solofsky (docx)